Classic Car Insurance

About classic car insurance:

1. Agreed Value Coverage: One of the key features of classic car insurance is the "agreed value" coverage. Unlike regular auto insurance, which typically covers the actual cash value (ACV) of the vehicle, classic car insurance allows you to agree upon a value for your car with the insurance provider.
2. Usage Restrictions: Classic car insurance often comes with usage restrictions to ensure that the vehicle is well-maintained and preserved.
3. Qualification Requirements: Insurance providers may have certain requirements that a car must meet to qualify as a classic or collectible vehicle.
4. Appraisals and Documentation: Classic car insurance typically requires documentation to establish the vehicle's value, such as photographs, appraisals, and historical records.
5. Customized Coverage: Classic car insurance policies often offer customizable coverage options that cater to the specific needs of vintage vehicles.