Personal Injury Protection (PIP)

Coverage Types:

1. Medical Expenses: PIP coverage pays for medical expenses resulting from injuries sustained in a car accident, including hospital bills, doctor's visits, surgeries, and rehabilitation.
2. Lost Wages: PIP coverage can reimburse a portion of your lost wages if your injuries prevent you from working during your recovery period.
3. Funeral Expenses: In the unfortunate event of a fatal accident, PIP coverage can help cover funeral and burial expenses.
4. Essential Services: Some policies include coverage for essential services you might need during your recovery, such as housekeeping or childcare.
5. Passenger Coverage: PIP typically extends coverage to passengers in your vehicle, irrespective of who caused the accident.